Car Buying Tips

From Rolls Auto Sales

Finance Department Contact Us

Whether you’re financing or leasing a , you’ll want to stay informed about all things finance and insurance. The Rolls Auto Sales Finance Department is here to help make the process that much less stressful! We’ll help you understand auto loan finance rates, gap insurance, and buying vs. leasing. Reach out with any financing questions you may have, and be sure to explore our incentives and lease offers. We look forward to helping you make an informed choice when you finance or lease a in Philadelphia.

car financing

How Does Financing a Car Work?

When you’re ready to purchase a used car for drives around South Jersey or commutes between Reading and Allentown, you can either purchase outright, lease, or apply for financing. You might be asking yourself “What does it mean to finance a car,” so we’ve put together a quick guide to help you understand the financing process for a stress-free car-buying experience.

trade in financed car

Can You Trade in a Financed Car?

So, can you trade-in a financed car? You sure can, but you should understand that the loan doesn’t disappear simply because you’ve done so. You’ll still need to pay off the balance, and you should certainly read on to explore the process before forging ahead. If you need financing advice, our finance center is the place to turn.

auto loan

Who Has the Best Car Loan Rates?

The answer to that question depends on the pre-owned vehicle you want, as well as your finances. What you’re really asking is, “Who has the best car loan rates for me?” You have a lot of options when it comes to lenders, such as MyAutoLoan, U.S. Bank, and Bank of America. The team at Rolls Auto Sales can help you find the right loan for your budget and lifestyle. Apply online, or visit us in Philadelphia to learn more!

for sale sign

What Does Certified Pre-Owned Mean?

You’re familiar with used cars, but what does certified pre-owned mean? Certified pre-owned is a unique form of used car that you can typically buy only at dealerships that specialize in a particular brand. They’re not readily available at used-car dealerships, because they’re backed by specific manufacturer warranties and meet the stringent requirements of an OEM’s CPO program. Learn more about the appeal of certified pre-owned vehicles below, and how they compare to used cars!


What is Good Mileage On A Used Car?

Anytime you’re shopping for a used car, one of the key points to check is the mileage. Many would recommend steering clear of a used car with over 100,000 miles, but high mileage doesn’t necessarily mean the car isn’t in good condition. If a high-mileage car is up to date on service with no history of accidents or damage, it’s worth considering. So, what is a good mileage on a used car? Read on to learn more from Rolls Auto Sales — your trusted used car dealer near South Jersey.

How Can I Get Car Financing with a Bad Credit Score?

How Much Down Payment for a Car with Bad Credit?

Are you shopping for a pre-owned car for sale near South Jersey, but your credit needs work? Buying a car with not-so-great credit can be stressful; you may think you don’t have a lot of options. The truth is, however, you may be better off than you think. It’s possible to get a car loan with poor credit, and if you’re able to make a large down payment, you’ll take a sizeable chunk off what you owe immediately. So, how much down payment for a car with bad credit can you expect? Read on to learn more from the finance team at Rolls Auto Sales, one of the go-to bad credit car dealerships in Philadelphia.

Auto Finance in Philadelphia, PA

Auto Finance Philadelphia

Finding a used car that will work for you can be a difficult chore. It can also be difficult to find financing for your purchase. If you have poor credit or a lack of a credit history means that you have no credit score, the task can be an even bigger challenge.


At Rolls Auto Sales, we’re committed to helping people get a loan that works for them. If you have bad credit or no credit at all, we’ll work hard to help get you behind the wheel of a vehicle that fits your needs. We’re a leading provider of used vehicles in the Philadelphia area, and we’ve built relationships with a number of lenders so that you’ll be more likely to access the car financeyou need.


We’ll work hard to get you into a car, SUV or truck regardless of your credit history. Many used card dealers will refuse to work with drivers who have a negative marks on their credit reports. We’re not one of them. We’ll go the extra mile to help you finance your purchase.


We focus on making every portion of the purchasing process as seamless as possible. This begins the moment you walk onto our lot and find the vehicle that fits what you’re looking for. It also continues through our simple credit application process. Obtaining auto financing and paying for a used vehicle can be a great option for rebuilding your credit, and we want to help you start over on your financial journey.

Transportation is a necessity for getting to and from work, and Rolls Auto Sales will put in the effort that’s necessary to provide you with the car financing options you’re looking for. We know that life happens, and we don’t want you to be kept from getting a vehicle because of negative marks on your credit report.


We make the credit application process as simple as possible. At Rolls Auto Sales, you can fill out our loan application in a few minutes. In short order, you’ll have a decision on your application. We’ll email you after we receive your car financing decision. If you’re approved, we can complete the paperwork, and you can drive off with a vehicle that meets your needs.


You could be ready to purchase your first car, or you could be moving up in vehicle. Regardless, getting financing can be a major challenge. Rolls Auto Sales understands the challenge, and we have a strong record of helping drivers who have less-than-stellar credit obtain the credit they need. We’re a leader in the Philadelphia market when it comes to finding financing for people who have spotty credit histories. We want to help you get a fresh start in life, and we’ll put in the effort that’s necessary to see that you get it.


At Rolls Auto Sales, we can even help you if you already have auto finance. We can help you refinance your existing loan. This can make sense if you can cut down on the length of your loan or slice your interest rate. Either option could help you get a lower monthly payment, but putting them both together could help you save a large sum of money over the course of your loan.

Car Finance Philadelphia

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(215) 333-8856

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6547 Frankford Ave • Philadelphia, PA 19135

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Open Today! Sales: 9:30am-8pm

Rolls Auto Sales 40.028120, -75.058990.