What Are In-House Financing Car Dealers?

car financing

With a car dealer that offers in-house car financing, you make payments to the dealership rather than to a bank. While your loan will still have to be approved the lender, the in-house financing offered by the dealership gives you a better chance of securing approval. Learn more about in-house financing from Rolls Auto Sales.

Benefits of In-House Financing

Choosing a dealership that offers in-house financing can save you money and get you behind the wheel of the car, truck, or SUV you want sooner. Other advantages to using this financing method include:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Improved credit score

If you have a less than stellar credit score, you’ll find that in-house financing can provide the car loan you need while helping you to rebuild your credit. Once you fill out and submit your finance application, Rolls Auto Sales will have you on South Jersey roads in no time at all.

What to Watch Out For

Unfortunately, there are some in-house financing scams in the Reading area that you should keep an eye out for. Be especially wary if you run into any of the following,

  • If the dealer allows you to leave the lot before agreeing on the payment term
  • ”Approved” vs. “approval”: A manufacturer approved dealer must meet higher standards than a dealer that claims to have approval.
  • If the car dealer doesn’t report to a credit bureau
  • If the dealer says that your financing plan fell through and you need to provide more money, or if they quote a higher interest rate than originally agreed upon

Finance with Rolls Auto Sales

Quick, stress-free, and easy financing is what you’ll find at Rolls Auto Sales. We offer the largest inventory of used cars in the Philadelphia area, and with pre-owned owned vehicle specials you’re sure to find the great deal you’ve been searching for. Use our convenient online tools to value your trade-in and calculate your monthly payments. If you have any questions, such as, “Can you trade-in a financed vehicle,” or you would like more information, please contact us online or call us at (215) 333-8856.

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(215) 333-8856

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6547 Frankford Ave • Philadelphia, PA 19135

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Open Today! Sales: 9:30am-8pm

Rolls Auto Sales

6547 Frankford Ave Philadelphia, PA

Phone: (215) 333-8856



Phone: (215) 333-8856

6547 Frankford Ave Philadelphia, PA
40.028120 -75.058990
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Rolls Auto Sales
Rolls Auto Sales
6547 Frankford Ave
Philadelphia, PA, 19135 US
(215) 333-8856
Rolls Auto Sales 40.028120, -75.058990.