Used Car Dealer in Philadelphia, PA

Yes, you can buy a used vehicle of your choice and take it home today with a credit score of 500. The credit score range of 500-550 is considered subprime. That means you haven’t met financial obligations particularly well in the past. Prove to the lender that you have a stable job or another source of income making you able to pay back the loan installments. Your monthly income should overlap the monthly payment by at least 3 times. Also, you will need to make a down payment of at least 10-15% of loan value.

Rolls Auto Sales is the best used car dealerships with bad credit financing in Philadelphia, PA. We have very flexible financing options and helpful staff with 18 years of experience in bad credit used car financing. We’ll find a financing solution that fits exactly into your individual situation and set you driving the car of your dreams home today.

Put more money down. That always helps to ease the situation. Offer us a 40-45% down payment, and we’ll surely strike out the deal.

Yes, you can buy a used vehicle of your choice and take it home today with a credit score of 450. The credit score range of 450-500 is very low. That means you haven’t met financial obligations particularly well in the past. Prove to the lender that you have a stable job or another source of income making you able to pay back the loan installments. Your monthly income should overlap the monthly payment by at least 4 times. Also, you will need to make a down payment of at least 25-30% of the loan value.

There is virtually no limit on how low a credit score can get. Let say the credit score of 350-400 still leaves a financing door open. If you have a sufficient, stable, and reliable source of income and a hefty 45-50% down payment - that will do the job.

Gather up proof of income and residence. Come over to Rolls Auto Sales, choose and test-drive the car you want to buy. Fill out the credit application online. If you start doing that in the morning, we’ll try to make you a financing offer on the spot the same day.

Yes, Rolls Auto Sales finances used car sales for clients going through bankruptcy. There is an approval process that usually could take anywhere from a few weeks to 2-3 months depending on how busy courts are and how promptly a legal pipeline will process your motion.

1. Get the term sheet from your lawyer
2. Rolls Auto Sales will offer you loan terms in writing
3. Terms must be approved by a trustee
4. Your lawyer will file a motion to the court
5. Court finally makes a decision and approves the car loan.

We hope that this information was useful for you and the car you buy will be a perfect match for your requirements.